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What is Credit? You may think of credit as a bad thing. It can be—using too much credit may lead to crushing debt. Millions of Americans struggle because they have used too much credit. Credit is just a tool. When used right, credit can help you build assets, build your credit history, improve your credit scores, and access other services. ... Access Document
REMOVING NEGATIVE INFORMATION WHEN IT’S TIME
Get copies of your credit reports and look for the “purge from” date or the “date of last activity.” Those are the same dates that the credit bureaus use to determine when something has to go. ... Read Here
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The American Dream Today - Massmutual.com
A mortgage and student loans as “good debt” because these loans help them achieve elements of the American Dream. Credit card debt is often considered “bad debt” because interest cost is generally high. It’s smart to pay down credit card debt first because these loans cost you the most money.For American Families with debt, ... View Document
Thinking your financial condition is beyond help. Warning sign of financial hardship. Acquiring multiple credit cards at one time. Although it is not bad to have two or three credit cards at one time, it becomes a warning sign that you are headed to a financial crisis when you find yourself acquiring credit cards to get by on a monthly basis. ... Document Viewer
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